There are important things that you need to take very careful note of if you are to get the very best out of your auto insurance price comparison shopping. If you do NOT know some of such things, you reduce your chances of getting the very best deal by a huge margin. Here’s something that many people are NOT aware of that might cost them or be used to advantage…

There are insurers who give new customers low rates and then increase later. If you do NOT know this then you’ll just assume that the increases you’ll see at each billing circle are due to inflation — It’s NOT always the case. They might be normalizing your premium to reflect their true position.

Take advantage of this. Stay as long as your rate stays low. Once it rises, go and do some extensive comparison shopping. If you can find another insurer that offers a much lower rate, then it’s time to switch. However, make sure that you get a letter showing that your new policy is in force before you cancel your existing policy. Doing otherwise might make you have a policy lapse which will cost you a lot!