What goes into a quote? There are scores and scores of drivers out there that ask this same question, over and over again, and it’s a good question, and it’s one that really begs to be explained in really simple terms, so as to avoid ambiguity and confusion on the reader’s end. So here it is. Basically, auto insurance quote, they’re developed based on three sources of factors: the car, the driver, and the company. Now, the last one, the company, is hardly ever brought up, because it’s not what the company’s needing from the website user; it already knows about itself. But it does have a fundamental hand in the way that these premiums are tabulated and formulated. And it’s an important point to make, because you’ll find that you’ll get quoted for a really similar product at another company, and will get a completely different price, and that’s just how that all works.